Once you are divorced, there are some simple steps you and your spouse must take so that you can separate as cleanly as possible both legally and financially:
1. Obtain your final divorce decree from the court. You may need this to transfer property, divide bank accounts, etc. Note that the court order alone will not be sufficient to transfer property and that you will need to take further steps to achieve this for which you will need the help of a solicitor.
2. Consider whether to apply for a financial court order. In Scotland, you need to consider this before you are divorced, as once you are divorced it is too late.
3. Divide up the household contents as soon as possible after the divorce. They may otherwise disappear no matter what your financial agreement says. In Scotland, this is usually done well before the divorce is issued.
4. Close any joint bank and savings accounts. Again in Scotland, this is usually done at an earlier stage, often when the parties enter into a separation agreement.
5. Estimate utility bills if you don't have a final bill. Also destroy all joint credit and charge cards, or surrender them to the credit card company (if you didn't do this at separation) and notify it that you no longer have responsibility for new debts of your former spouse. Finally, open new accounts in your name alone and with a change of address, if applicable.
Law stated as at 1 February 2006.


